20 of the most splurge-worthy necklaces for every budget

Pearl necklaces can be interesting, especially when they are fashioned as a choker in gold-tone hardware that channels a medieval feel.

This gold-plated necklace with coral motif exudes a playful vibe. Let it speak for itself. Wear this piece on top of a flowy maxi dress with a pair of strappy heels.

Go big or go home with this stunning Swarovski necklace that’s so bright you’ll need shades. Designed in collaboration with Anna dello Russo, one of fashion’s street style icons and editor-at-large for Vogue Japan, it’s a piece that will wow the crowd.

A set of pearls may seem old-fashioned. But when it’s updated with a bright red satin bow, it immediately injects a contemporary appeal. Let this baby stand out by donning a simple and elegant white dress.

Bask in the spotlight with this eye-catching necklace that comes with a larger-than-life disc. The tassels are perfect as they will add texture to your ensemble, creating a more appealing aesthetic.

Old is gold, and this vintage-esque piece will make you look like a glamorous ’80s star. To prevent looking too dowdy though, we suggest dressing it up with a pair of high-waist pleated trousers, a plain bustier and an oversized bomber jacket.

They say diamonds are a girl’s best friend. Well we say crystals are a budget girl’s best friend. Put on this necklace when wearing a regal black dress to exude class and grace à la Audrey Hepburn.

Explore your wild side with this bold statement piece that sports a black panther motif. Pair this with a coloured dress — any hue works as long as it isn’t in black. You’d want this gem to stand out.

Gold chain, black crystals and little jewels — this eclectic Marni piece is everything we would want in a statement piece.

If you love your beads, try this one that will totally put you in a Christmas mood. It’ll look great on top of a white shift dress or a scarf-print maxi dress.

Something that sparkles does not necessarily have to be expensive. This embellished necklace sports diamante tassels at the front, which will add a touch of shine to your collarbone when worn with an off-shoulder dress.

Channel fun and positivity with this cheery rainbow-hued necklace. Who knows, there might be a pot of gold to be found at the end of your evening.

This embellished choker is a statement piece that will look great when worn under the collar of a white shirt. Reminisce your days of high school — albeit in a more stylish manner — by donning a navy blue maxi skirt and a pair of black pumps.

This multi-layered pearl necklace will be the focal point of your outfit, so keep it simple and pair it with a sand coloured maxi dress to allow it to pop.

This huge crystal pendant with a chunky chain gives unexpected edge to your apparel. Wear it with a simple shift dress or a low-key jumpsuit. Anything more and you’d look like a Christmas tree.

Black diamonds are highly coveted gems. If you’re on a tight budget, go for this crystal floral piece as an alternative. They’re highly versatile and will look stunning on almost any party dress.

Add a splash of colour to your monochrome ensemble with this playful and vibrant choker.

Want to exude elegance but don’t have the cash to splash out on real jewels? Pick accessories that come in dark jewel tones, like this quetzal green piece that oozes sophistication. Go bold by wearing it with an aubergine satin midi dress.

Love all things boho? Display a Marrakesh-style by pairing this necklace with a Moroccan glass printed dress from Zara and a pair of black strappy heels.

Let your necklace do the talking with this stylish piece that sports a gold-tone and shiny sequins. Wear it with a V-neck dress and let this piece be the centre of attention.